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When Should You Consider Hiring a Public Adjuster for Your Property Claims?

Writer's picture: Lucy ViggianoLucy Viggiano



The decision to involve a public adjuster in the aftermath of property damage can significantly impact the outcome of your insurance claim. Picture scenarios like fire incidents, windstorms, burglaries, or floods causing havoc to your home – these are precisely the situations where reaching out to a public adjuster takes precedence.

Instead of immediately contacting your insurance provider, consider the strategic step of consulting a public adjuster promptly. Why the urgency? A public adjuster's role transcends the mere filing of a claim; they play a pivotal role in evaluating the severity of the damage and advising on the necessity of filing an insurance claim.

Even if you, as a policyholder, feel confident in estimating the dollar value of your property loss, seeking a second opinion is a prudent practice. Public adjusters, upon visiting the property, often uncover nuances that may not be apparent initially. It's not uncommon for a policyholder's self-assessment to fall short of the actual value of the loss.

What sets a public adjuster apart is their wealth of experience and keen eye for detail. Unlike policyholders, they are less likely to overlook any cost associated with the damage. From hidden expenses to elements you might not be aware of, a public adjuster ensures that your claim is comprehensive, leaving no stone unturned.

In essence, it's a wise move to get a second opinion on a potential claim. The insights provided by a public adjuster can be instrumental in securing the compensation you rightfully deserve.

Remember, when faced with the aftermath of property damage, reaching out to a seasoned public adjuster like Lucy Viggiano can be your strategic ally. Don't hesitate to seek expert guidance before navigating the claims process with your insurance provider. Lucy and her team are here to ensure that your claim is not just filed but maximized to its fullest potential.
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